2025 Employee 401k Contribution Limits Employer Match. Note that any employer match doesn't count toward an individual's 401 (k) annual contribution limit ($23,000 in 2025 or $30,500 for those 50 and up). It is a defined contribution plan offered by employers.
The roth 401 (k) contribution limit for 2025 is $23,000 for employee contributions and $69,000 total for both employee and employer contributions. This amount is up modestly from 2023, when the individual.